Current Statistics
1,748,663 Total Jobs 393,294 Jobs Today 17,936 Cities 222,695 Job Seekers 146,729 Resumes |
|
|
|
|
|
|
Senior Mortgage Banker - Huntsville Alabama
Company: Renasant Bank Location: Huntsville, Alabama
Posted On: 05/03/2024
Senior Mortgage Banker Job ID 2024-11116 Job Locations US-AL-Huntsville Overview The Senior Mortgage Banker will be responsible for establishing and maintaining relationships with Renasant Bank branch managers, Realtors, and builders throughout a designated service area for the purpose of generating production of all one to four family residential products (conforming, conventional, FHA, and VA, as well as other products as they become available). This individual serves as the facilitator of the mortgage loan process, and also must maintain productive relationship with mortgage operations staff. RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER Responsibilities Originate all types of one to four family residential loans - Maintain written goals that are created in conjunction with the Mortgage Banking Department
- Coordinate loan production throughout assigned service area
- Maintain prescribed system status report of all loan cases in process
- Report monthly on the calls made to banks, realtors, and builders
- Communicate with the Mortgage Banking department in order to clarify program changes or updates to branch personnel throughout assigned service area
- Counsel and communicate with the prospective borrower for the purpose of determining what loan products would be applicable
- Schedule appointments to take applications at a location (home, branch office, or work location) convenient to the customer, and work with the customer in the completion of an accurate application and acquisition of supporting documentation
- Gather additional information required for the closing of the mortgage which is requested by the Mortgage Banking Department in a timely manner and maintain a status report of all loans in process
- Assist customer with closing contingencies
- Prepare Good Faith Estimate and Truth-In-Lending within 72 hours from date of application on all applications taken
- Provide the Realtor (if applicable) with a weekly written review on the progress of the loan
- Educate and update branch personnel throughout immediate service area on identification of conforming loan requirements and how to answer customer inquiries
- Establish rapport with the local real estate community and update regularly on programs available by calling on realtors, builders, and attorneys that have an existing relationship with Renasant Bank for the solicitation of the origination of mortgage loans and to determine product needs and coordinate these needs with supervisor
- Survey local market areas regularly
- Establish priority accounts (realtors, builders, title companies, etc.) and visit respective offices at least once a week
- Conduct seminars for local realtors and new associates on different aspects of lending; i.e., conventional, FHA/VA, ARM's, CRA
- Become active in local affiliations relative to mortgage loan production; i.e., Board of Realtors, Home Builders Association
- Perform all duties in compliance with state and federal regulations and internal policies and procedures as is applicable to the responsibilities of the position
- Attend production meetings as designated by management
- Maintain licenses and certifications, if applicable
- Work independently in an outside sales setting which requires reliable transportation
- Perform other related duties as assigned The aforementioned duties are all essential job functions of this position.
Qualifications |
|
|
|
|
|
|