Sr. Commercial Energy RM - Houston Texas

Location: Houston, Texas
Posted On: 04/26/2024

GENERAL FUNCTION:





Manage the bank''s relationship with a sizable existing portfolio of bank customers with a large financial base and strong asset base throughout assigned market area. Responsible for facilitating, structuring, and ensuring that credit proposalsandrequests are submitted timely. Assesses client needs and uses initiative and creativity to cross-sell other commercial products, such as derivatives, treasury management, equipment finance and coordinate discussions with the capital strategies group.





Individuals in this position typically are the number one person representing the bank in relationships with the most important/key clients. Individuals are highly skilled, vastly experienced relationship managers capable of fully independentactivityincluding origination, structuring and execution of large complex transactions. Responsibilities may range from originating investment-banking transactions to originating more traditional commercial lending and other related credit products.











DUTIES AND RESPONSIBILITIES:





.Responsible for growing and retaining relationships with targeted client group by coordinating all aspects of the client relationship.





.Develops business development strategy to generate new business.





.Provides leadership and direction to other credit staff and fosters strong communications between customers and internal staff from application through closing.





.Responsible for delivery of value-added financial solutions (ranging from traditional to customized products) to existing and prospective clients that will help them to enhance their business.





.Coordinate all client-facing activities related to their clients, including credit support and other product area (e.g., Derivative, Treasury Management) partners.





.Responsible for developing revenue growth through generation of loans, deposits, fee income and cross selling all applicable bank services to existing customer base, and to identify and solicit bank services to non-customers.





.Develop profitable new credit and non-credit new business within assigned territory.





.Develop intimate knowledge of all customers and prospect opportunities.





.Ensures that proposals are complete, viable and that sources of repayment are sound and well documented.





.Responsible for relationship review and overall relationship profitability.





.Work with Portfolio Manager, Credit Analysts, and other members of the Credit Department to ensure that credit requests are prepared and submitted timely.





.Ensure proper reporting, documentation, and review to determine that a loan is an acceptable risk.





.Monitor, on an ongoing basis, information concerning customer performance, abilities, and industry to determine that loan is an acceptable risk.





.Attend community and/or industry-specific forums, conferences and/or meetings in order to broaden relationship network and continually deepen knowledge of trends, practices, products and competitors.











SUPERVISORY RESPONSIBILITIES:





None





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