Loan Officer - Troy Michigan

Company: Capital Home Mortgage
Location: Troy, Michigan
Posted On: 04/18/2024

Are you eager to elevate your career at Capital Home Mortgage? Join a team that esteems expertise and welcomes opportunities for development. An exciting compensation structure comprising of hourly pay and commission is ready for you. Immerse yourself in a contemporary workspace that encourages teamwork and inventiveness, influencing the evolution of mortgage services. If you possess a lending background, a passion for aiding clients in realizing their financial objectives, and a resolute drive to excel, we encourage you to submit your application. Uncover a nurturing work atmosphere, attractive compensation plans, and boundless prospects for professional growth at Capital Home Mortgage. Apply now and be a part of our community of committed professionals!

Responsibilities:
--- Review the financial status, credit history, and property valuations of applicants in Troy, MI to assess loan feasibility
--- Ensure compliance of loan agreements with regulations and company policies specific to Troy, MI
--- Provide clients in Troy, MI with guidance on loan options and terms tailored to their needs
--- Assist clients in Troy, MI with completing loan applications and collecting necessary documentation
--- Collaborate with underwriters, appraisers, and other professionals in Troy, MI to streamline the loan approval process
--- Stay informed about industry trends, regulations, and changes in lending practices relevant to Troy, MI

Qualifications:
--- Must have previous experience working as a Loan Officer or in a similar role
--- Deep understanding of lending procedures, regulations, and guidelines such as TILA and Fair Housing regulations is essential
--- Proficiency in using accounting software and possessing 10-key typing skills is required
--- Strong customer service abilities are necessary to establish and maintain client relationships effectively
--- Excellent communication and interpersonal skills are a must-have
--- Ability to analyze credit reports and financial statements for credit assessment purposes is required
--- Proficient in basic math calculations for loan computations
--- Preferred knowledge of FNMA guidelines for mortgage loans
--- Understanding of mortgage servicing processes is beneficial

About Company:
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.



Benefits:

401(k)Dental InsuranceEmployee assistance programHealth InsuranceOpportunities for advancementPaid time offReferral programTuition reimbursementVision Insurance More...

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