CNB Bank Secured Lending Residential Specialist - Hybrid - Clearfield Pennsylvania

Company: CNB Bank /ErieBank / Holiday Financial Services
Location: Clearfield, Pennsylvania
Posted On: 05/16/2024

Description:

Secured Lending Residential Specialist will be responsible for providing the information needed to order and review appraisals. In addition, a Secured Lending Residential Specialist will manage construction project files and advise on project progress. Level I will focus on residential 1-4 family appraisals and appraisal ordering. Level II will also handle residential 1-4 family appraisals over $1 million and residential construction funding for loans under $1 million. In addition to the previous tasks, Level III will handle any residential appraisals and residential construction funding for loans over $1 million.

Below is a list of essential job functions. Additional responsibilities may be assigned in the position.

PROVIDE ENHANCED CLIENT SERVICE

Be the source of exceptional client and employee experiences. Meet employee and vendor expectations and established Bank goals. Develop solutions and implement plans to exceed employee and vendor goals as often as possible. Respond to inquiries, manage complaints, and resolve problems to provide an exceptional banking experience.

FOSTER OUR CULTURE

Greet coworkers pleasantly and engage in welcoming and constructive conversations. Promote open and direct communication, focusing on finding solutions to meet the needs of our clients and coworkers. Seek opportunities to support volunteerism in local community events and increase the Bank's outreach.

PROMOTE DIGITAL AWARENESS

Explore efficiencies in technologies to improve processes within the bank. Embrace the change of advancements in banking technology and internal applications. Be aware and vigilant of any suspicious activity and how to report it.

FOCUS ON ACCURACY AND ATTENTION TO DETAIL

Coordinate receipt of required documentation to order all necessary appraisals. Completes thorough review on these reports in a timely manner. Monitor the status of the reports and provide timely updates to loan officers. Maintain proper system documentation in electronic form to appropriate files. Manage residential construction projects based on loan conditions. Verify budgets, funding sources, contracts, permits, and disbursement requests.

SEEK PROFESSIONAL DEVELOPMENT OPPORTUNITIES

Takes advantage of training opportunities to advance knowledge of rules and regulations that affect the appraisal, environmental, and construction lending processes. Looks for opportunities to improve processes and procedures to make work more efficient. Continue professional development by voluntarily participating in elective course, webinars, and offsite seminars. As knowledge and experience advance, there will be opportunities to promote to Secured Lending Specialist II, and III.

Requirements:

QUALIFICATIONS, EDUCATION, & EXPERIENCE

To perform this job successfully, an individual must be able to perform each essential job requirement satisfactorily and a skills inventory is listed below. A high school diploma or general education degree (GED) is required, with related experience and secondary education preferred. Successful completion of required background checks is required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

LANGUAGE SKILLS: Ability to read, comprehend, and interpret documents. Possesses professional communication and interpersonal skills to write and speak effectively both one-on-one and before groups of clients or employees of the organization. Ability to communicate to clients directly and effectively.

TECHNOLOGY SKILLS: Ability to use telephone systems and possess good computer skills including email, internet and intranet use. Prior experience or the ability to learn core transaction system, debit card system, statement processing system, cash advance machines and any other computer programs pertinent to performing ob duties.

MATHEMATICAL SKILLS: Ability to add, subtract, multiply, and divide in all units of measure. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.

REASONING ABILITY: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to solve challenging problems involving several variables in a standardized situation.

PHYSICAL DEMANDS AND WORK ENVIRONMENT: The physical demands and work environment described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

This position operates in a professional office environment with considerable time spent at a desk using office equipment such as computers, phones, and printers. Noise level is moderate with constant communication and interactions with others. Ability to travel on occasion to all market areas and attend seminars or training sessions offsite.

BENEFITS

Medical, Dental, Vision & Life Insurance

401K with company match and profit-sharing program

Paid Time Off & Recognized Holidays

Leave policies

Voluntary Benefit Options (Life, Accident, Critical Illness, Hospital Indemnity & Pet Insurance)

Employee Assistance Program

Employee Health & Wellness Program

Special Loan and Deposit Rates

Gradifi Student Loan Paydown Plan

Rewards & Recognition Programs and much more!

Eligibility requirements apply.

Equal Opportunity Employer/Affirmative Action : Minority, Female, Veteran, Persons with Disabilities

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